1. Home
    2. Wealth Management
    3. Insurance Planning
    4. Property Insurance

    Secure Your Prized Assets with Our Premier Property Insurance

    At PSS, we understand the unparalleled value of your assets, particularly those that stand as the crown jewels of your portfolio. Our premier offering, Yacht Insurance, epitomizes our dedication to safeguarding these treasures. We meticulously craft insurance solutions to shield your most prized possessions from the broad spectrum of potential risks they face, ensuring comprehensive protection for your invaluable assets against all eventualities, with unwavering commitment and expertise.

    Types of Property Insurance

    Banner Image

    Yacht Insurance

    Sail with Assurance

    In the shimmering waters of Dubai, yachts stand as a testament to luxury, comfort, and class. Whether you're cruising along the coastline or anchoring at an exotic marina, with PSS Insurance Service, every voyage remains safeguarded. Experience our premium yacht insurance tailored for the discerning sailor who seeks unparalleled protection.

    Yacht Insurance Coverage

    Banner Image

    Homeowner's Insurance

    Guarding Your Sanctuary

    A home is more than just four walls and a roof; it's a sanctuary of memories, dreams, and cherished moments. With PSS Homeowner's Insurance, every corner of your abode, every brick that builds it, and every emotion it houses is protected against the unforeseeable.

    Features of Homeowner's Insurance

    Features of Homeowners Insurance

    Dwelling Coverage

    Safeguards your home's structure against fire, storms, vandalism, and more, ensuring your sanctuary's integrity remains intact.

    Personal Property Protection

    Secures personal belongings within your home, from electronics to clothing, against loss or damage.

    Liability Coverage

    Protects against legal and medical costs if someone is injured on your property or if you damage another's property

    Additional Living Expenses

    Covers hotel stays and meals if your home is uninhabitable due to a covered peril, maintaining your lifestyle during repairs.

    Other Structures Coverage

    Ensures garages, sheds, and fences on your property are protected against a range of perils, extending your home's safety perimeter.

    Dwelling Coverage

    Dwelling Coverage

    Safeguards your home's structure against fire, storms, vandalism, and more, ensuring your sanctuary's integrity remains intact.

    Personal Property Protection

    Personal Property Protection

    Secures personal belongings within your home, from electronics to clothing, against loss or damage.

    Liability Coverage

    Liability Coverage

    Protects against legal and medical costs if someone is injured on your property or if you damage another's property

    Additional Living Expenses

    Additional Living Expenses

    Covers hotel stays and meals if your home is uninhabitable due to a covered peril, maintaining your lifestyle during repairs.

    Other Structures Coverage

    Other Structures Coverage

    Ensures garages, sheds, and fences on your property are protected against a range of perils, extending your home's safety perimeter.

    Added Value Services for Homeowner's Insurance

    Home Evaluation Services

    Home Evaluation Services

    Collaborate with experienced property surveyors for accurate home appraisals, ensuring you're neither under-insured nor over-insured.

    Home Safety Recommendations

    Home Safety Recommendations

    Benefit from expert advice on enhancing your home's safety, from installing alarm systems to mitigation strategies against natural disasters.

    Periodic Policy Reviews

    Periodic Policy Reviews

    As your home and assets evolve, we routinely review and adjust your policy to ensure continuous optimal coverage.

    Eco-friendly Home Discounts

    Eco-friendly Home Discounts

    Homes equipped with solar panels or other eco-friendly installations can be eligible for special discounts, promoting sustainability.

    Banner Image

    Commercial Property Insurance

    Shielding Your Business Landmarks

    In the bustling landscape of Dubai, commercial properties stand as beacons of enterprise, ambition, and growth. PSS Insurance Service recognizes the value of these infrastructures and presents Commercial Property Insurance, designed to secure the very foundations of your business endeavors.

    Key Aspects of Commercial Propery Insurance

    Key Aspects of Commercial Property Insurance

    Structure Protection

    Covers potential damages to your commercial buildings or structures from events like fires, theft, natural disasters, and vandalism.

    Business Equipment Coverage

    Safeguards essential business tools and equipment, from office computers to machinery, against unforeseen damages or theft.

    Inventory Coverage

    Protects your stock and inventory against potential damages or losses, ensuring business continuity..

    Business Interruption

    If a covered event disrupts your operations, this can help compensate for the lost income and increased expenses until you're back on track.

    Liability Coverage

    Protects against claims if someone is injured on your commercial property or if damages occur to a third party's belongings.

    Structure Protection

    Structure Protection

    Covers potential damages to your commercial buildings or structures from events like fires, theft, natural disasters, and vandalism.

    Business Equipment Coverage

    Business Equipment Coverage

    Safeguards essential business tools and equipment, from office computers to machinery, against unforeseen damages or theft.

    Inventory Coverage

    Inventory Coverage

    Protects your stock and inventory against potential damages or losses, ensuring business continuity..

    Business Interruption

    Business Interruption

    If a covered event disrupts your operations, this can help compensate for the lost income and increased expenses until you're back on track.

    Liability Coverage

    Liability Coverage

    Protects against claims if someone is injured on your commercial property or if damages occur to a third party's belongings.

    Types of Property Insurance Coverage

    Property Insurance Coverage

    All-Risk Coverage

    Understanding All-Risk Coverage

    All-Risk Coverage, commonly known as "all perils coverage", offers extensive protection against unforeseen damages or losses. Unlike "named perils" insurance which only covers specific situations listed in the policy, All-Risk Coverage provides security against a broader range of potential risks, except those explicitly excluded.

    Property Insurance Coverage

    Named Peril Coverage

    Specific Protection for Defined Risks

    In the dynamic environment of risks and uncertainties, some hazards stand out as particularly relevant to your assets. PSS Insurance Service's Named Peril Coverage offers targeted protection against specific risks you identify, ensuring focused and efficient defense.

    Property Insurance Coverage

    Replacement Cost Coverage

    Revive, Rebuild, and Renew

    Accidents and unforeseen events can take a toll on your prized assets. PSS Insurance Service introduces Replacement Cost Coverage, dedicated to ensuring that in the wake of damage or loss, you receive the full cost to replace or repair without any deduction for depreciation.

    Property Insurance Coverage

    Actual Cash Value Coverage

    Balancing Value and Protection

    Every asset carries a history, and over time, factors like wear and tear inevitably affect its worth. PSS Insurance Service's Actual Cash Value Coverage ensures that, in the event of a loss, you receive a compensation that reflects your asset's value, accounting for its age and condition.

    Property Insurance Coverage

    Liability Coverage

    Defending Your Interests Against Claims

    In a world of uncertainties, incidents outside your control can lead to potential claims. PSS Insurance Service offers Liability Coverage, crafted meticulously to shield you against claims arising from injuries or damages to others, upholding your reputation and financial stability.

    Property Insurance Coverage

    Additional Living Expenses (ALE) Coverage

    Maintaining Your Lifestyle Amidst Disruptions

    When unforeseen events render your property uninhabitable, the financial implications extend beyond mere repairs. With PSS Insurance Service's Additional Living Expenses (ALE) Coverage, we ensure that your standard of living remains unaffected, covering the extra costs incurred during restoration.